How It Works

We’re offering a new solution for the age-old problem many farmers face: land rich, cash poor.

1. Get started
Share some basic information about your property, farming practices, and goals. Then we’ll see if we might be the right choice for you. No commitment until you’re ready!

2. Sign, close, and get your cash
We’ll craft a personalized plan to purchase the land from you, get you the agreed upon cash amount, and provide a cash rent agreement that allows you to continue to farm the land. 

3. Stay on the land
Stay on the land as a renter while continuing to farm and deciding your next steps. At any point, you can exercise your choice to repurchase the land or request that we sell it on the market to another buyer.

Sale-leasebacks for Farmers

Need capital for your operation? Sell your farmland to us and we’ll rent it back to you.

Strengthen Your Balance Sheet

Improve Cash Flow

Maintain Long-term Operational Control

Get the cash you want, continue farming the land, reach your goals, and repurchase the land when you’re ready. It’s that simple.

We're here to help... contact us!
(515) 272-5148

What is a sale-leaseback?

Sell your land and lease it back, converting some of the equity tied up in the land to cash so you can finance your business how you see fit. Repurchase the property when you are ready. Our sale-leaseback solution provides an alternative to a loan. 

Common use cases

#1. Cash is too tight to invest in my operation
Sound familiar? If lowering debt would increase your ability to reinvest in your farming operation, we may be able to help.

#2. I'm thinking of retiring, but want to keep farming
Has your farm increased in value? If so, consider converting some of your equity to cash and using your money to plan for retirement.

#3. My son/daughter wants to take over the farm
Want to pass the family farm on to your children but they don't have the savings to buy it? Convert some of your equity to cash to help fund your retirement while allowing your kids the time to make a plan and work towards their goal to purchase the land.

What Our Customers Can Achieve

The FarmlandFinder product empowers farmers to convert equity into cash. With our solutions, you sell us your farmland and remain as a renter while working toward your goals without the burden of loans.

Strengthen Balance Sheet

Pay down debt and gain access to capital from your sale of the land so you can reinvest in equipment, inputs, and infrastructure to optimize your farming operations.

Improve Cash Flow

Does money always feel tight? Improve your finances to operate your farm.

Plan for Retirement

Capitalize on your land and convert equity that you can use for financing your retirement. Keep farming the land yourself or help the next generation get started.

Convert the equity in your farmland to cash.

Product pricing, costs and structure

How much is the purchase price you will pay for my land?

We buy your land at market value. Market value is determined with the help of a standard third-party appraisal through a local licensed appraiser.

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What fees will I pay when you buy my land?

Our processing fee is 4% of the purchase price. There is also an annual Option Agreement fee of 2% of the purchase price, which provides you with the right to repurchase the land at any time or direct us to sell it on the open market (see Option Agreement section for more information).

So, if we buy your land for $1,000,000 our upfront fees that you will pay at closing are 6% or $60,000. Additional annual fees will apply.

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What other costs will I have when you buy my land?

Closing Costs
Seller and Buyer each pay their traditional real estate closing costs during the initial transaction. Each transaction will differ based on the value of the land and the rules/practices of that local jurisdiction.

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How is the rent price determined?

Annual Cash Rent
Rent is set to market for the area that the property is located using an independent 3rd Party Analytics vendor and local research as the data source. The cash rent price is discussed in advance with you and included in our Purchase Agreement, so the amount is always known prior to signing. After the Purchase Agreement is signed, we will send you the Cash Rent Agreement for review.

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Will my rent increase or stay the same every year?

Rent is agreed upon in advance of the closing and will increase annually by 2.5% or CPI-U Ex-Food and Energy, whichever is greater.

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How long can I rent the land?

Each lease is designed to annually renew for the duration of the program, which can be up to 3 years. Alternative program durations may be considered upon request. At any time, the Option Agreement holder can inform us that they want to buy back their land or to have us sell it on the open market. There is no penalty for using your Option Agreement to end a lease early.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

What is the Option Agreement?

A key element of the transaction is offering customers an Option Agreement allowing them to control the timing of the next sale of the land by buying back for the agreed upon Buyout Price (see the Buyout Price section for more information) or directing us to sell it on the open market. 

The land may go up or down in value and the Option Agreement holder retains financial exposure to the next sale. While the Option Agreement allows you to receive any and all upside if applicable, if the land goes down in value you will never have more financial risk than the Buyout Price and applicable fees and costs.

The annual Option Agreement fee is 2% of the purchase price. The first year’s fee is paid at closing when we purchase the property, and any remaining annual Option fees are paid at the time the property is repurchased or sold.

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What is the Buyout Price?

The Buyout Price is the amount of money you will pay to repurchase the property. In addition, you will pay any unpaid Option fees or other amounts owed to us at that time.

If you choose to direct us to sell the property on the open market, the Buyout Price will be retained by us from sale proceeds when the property is sold to a new party. In addition, we will also withhold any Option fees and any other amount owed to us at that time.

The Buyout Price is discussed in advance with you and included in the Option Agreement, so the amount is always known prior to signing.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

When can I decide to buy the land back or instruct you to sell it?

The timing decision is 100% in your control as the Option Agreement holder (the former landowner and now tenant/renter).

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

What costs & fees do I have when I repurchase the land or instruct you to sell it?

When you choose to exercise your Option Agreement, there is a second real estate closing and either you repurchase the land from us, or we sell the land to a new party.

If you choose to use your Option Agreement to repurchase the property, you will pay the Buyout Price plus any Option fees, as well as traditional real estate buyer’s closing costs and any other amount owed to us.

If you choose to use the Option Agreement to direct us to sell on the open market, we will retain the Buyout Price from the sales proceeds. We will also retain the Option fees, real estate broker fees and any other amounts owed to us. Additional proceeds above these amounts will be paid to you.

The land may go up or down in value and the Option Agreement holder retains financial exposure to the next sale. While the Option Agreement allows you to receive any and all upside if applicable, if the land goes down in value you will never have more financial risk than the Buyout Price and applicable fees and costs.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

First Transaction
When you sell your land to us

When you sell the land to us, you are responsible to pay upfront for:

Processing Fee: 4%
The first year Option Agreement Fee: 2%
Seller Closing Costs, including any applicable taxes, liens or related costs
Prorated Cash Rent
If you qualify for our program, you will be provided with a detailed estimate that outlines the costs and fees.
Second Transaction
When you repurchase or direct us to sell the land

If you choose to repurchase the land, you are responsible to pay:

The Buyout Price
Any Option fees or other amounts owed to us
The traditional Buyer’s Closing Costs, including any applicable taxes or related costs

If you direct us to sell the land on the open market, the following amounts will be remitted to us from the proceeds:

The Buyout Price
Any Option fees or other amounts owed to us
Any real estate broker commissions 
Do not hesitate to contact us if you have any questions about pricing and costs. And don’t forget to check the FAQs.